We’re getting divorced. Should we sell the house?

by Alessandra Imanabadi

By Alessandra Imanabadi · Nationwide Fine Homes

The first step is to understand the choices with your legal advisers. If selling becomes the decision, a steady, well-organized process can help protect the value both of you have built.

A home can be the largest shared asset and one of the most emotionally difficult parts of a separation.

You should not have to manage an unclear sale process on top of everything else.

Conflict can consume the money you are trying to protect

In one separating couple’s situation we encountered, each had already spent approximately $100,000 in legal fees before the home was listed—about $200,000 between them.

That experience stayed with me.

It does not mean those fees were unnecessary, or that either person should give up legal protection. It illustrates how important it is to understand what each disagreement is costing and which decisions can be resolved with clear information.

Establish whether keeping the home is actually workable

If one person hopes to remain, examine the buyout, ongoing payment and any required refinancing or lender release.

An agreement between spouses does not by itself remove a borrower’s obligation to the lender.

If neither person can comfortably keep the property, understanding that early may prevent months of uncertainty.

Both sellers deserve the same clarity

When retained to represent both owners in the sale, our role is to serve the clients within that engagement—not to decide the divorce or become one person’s advocate against the other.

Agree on how recommendations, offers and decisions will be communicated. Important advice should reach both people clearly.

Sometimes we explain the same recommendation more than once. That calls for patience, especially when a reasonable property decision has become entangled with a difficult relationship.

Before suggesting a plan, understand what each person needs

When a couple buys a dream home, they usually begin with a shared goal. During a divorce, shared trust may have weakened considerably. Even an ordinary recommendation can be heard differently.

Suggest selling vacant, and one person may wonder whether that was the other’s idea. Recommend updates, decluttering or staging, and the question becomes: are you advising us, or taking their side? A sound recommendation can fail if the person hearing it does not feel understood.

We often spend the first one or two meetings understanding the outcome each person wants, without introducing a preparation list or marketing strategy. Where do their preferred paths differ? What would each consider workable?

When we identify a gap, we first ask how they would suggest resolving it. Their answers help us understand the practical disagreement and the concerns behind it. Only then can recommendations connect with the priorities each has expressed.

We have been involved in cases where neither partner trusted the agent proposed by the other. The court heard the agents’ explanations and selected us to represent both owners. That does not mean the other firms lacked skill. We believe our approach helped demonstrate something equally important: when people are hurt, being heard matters.

Pricing, negotiation and marketing remain essential. Both owners also need to experience that their concerns receive equal attention and that our recommendations have a clear reason. Trust in the process is earned through that work, not announced at the first meeting.

Begin with information you can use

If a sale is part of a separation, we can begin by understanding what each of you needs from it. There is no need to arrive with a shared plan. You should both have the opportunity to ask questions, explain your concerns and assess whether our approach gives you confidence before deciding whom to appoint.

Sources and further reading

 

IRS — selling your home, including divorce provisions

Nationwide Fine Homes Alessandra Imanabadi, Nationwide Fine Homes

Alessandra Imanabadi
Co-Founder · Real Estate Advisor · Licensed Broker
Nationwide Fine Homes

510-504-2528
alessandra@123nationwide.com
nationwidefinehomes.com

California DRE #01390368 · NMLS #328245

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